No Payments for 90 Days

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Take a Break From Car Payments

When you finance your new or used vehicle with GCEFCU, you won't have to make your first car payment for 90 days.

Love your car but not your payment? That's ok - If you financed your last vehicle at another lender, it's not too late to change your mind and refinance with Gulf Coast Educators FCU for less. Plus, you can defer making your first payment on your refinanced loan for 30, 60, or 90 days.

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Applying Is Easy – Take a break from car payments

Take a break from car payments. Get started today by clicking the button below, or contact your personal loan officer, who can help walk you through the entire process. For more information on our auto loans, click here.

Deferment is NOT available on loans already financed with Gulf Coast Educators FCU. Your rate will be based on the term of your loan and creditworthiness. Interest will continue to accrue during the deferral period and by electing to defer your car payments, the total interest charge will increase and extend the time required to pay your loan in full based on your required monthly payment. GAP insurance may not cover skipped payments. Offer expires December 31, 2024.