Open their savings account to get started!
Free Gift When They Open Their Account
Kickstart good saving habits early! When you open a New Sandy Saver or a New Student Checking with a $25 deposit between April 1-30, 2025, we’ll match your deposit with an additional $25. Must use promo code YOUTHMONTH to qualify. The first 200 new youth accounts will receive the bonus, while supplies last. This is the perfect opportunity to set your child up for a successful financial future. Start building their savings today and watch them grow!
All new members 17 and under will receive a specialist prize. For each new youth account opened, you will receive a new sandy saver gift.
Don’t wait! This offer expires April 30, 2025. Select the account you would like to open for your child below and complete the online application to get started.
Sandy Saver Account (0-12 years old)
Sandy Saver Kids Account
For Kids 0-12 yeas old
Our Sandy Saver Kids Club Account is just for kids 0-12 years old. It is the perfect first savings account to start teaching your child how to save money. With their new account, they will receive a stamp card where they will receive a stamp for every $10 deposit they make. Once they have the card filled up, they can pick a prize from our treasure chest. Open your child’s savings account by clicking the Get Started button.
Student Checking (13-17 years old)
Student Checking Account
For teens 13-17 years old
Our Student Checking Account is just for members 13 – 17 years old. It gives your teen the chance to gain the financial independence they’ve been looking for, while also learning about finances and how to budget. They will get their own debit card and access to online banking (which parents will be able to monitor). You can open their checking account online by clicking the Get Started button.
College Saver CD (0-17 years old)
College Saver CD
For all minors 0-17 years old
Our College Saver CD is the perfect account for saving for your child’s future education expenses. Your child must be 17 years old or younger and the opening deposit is $25. This account is different than your typical savings account, because it earns more dividends. The CD will automatically renew every 12 months until your child turns 18. To open a College Saver CD, complete the online form below.
Financial Literacy Resources
April is financial literacy month! We understand educating children on finance is crucial so 
they can learn how to manage their money properly. We put together a few resources that you can use in the classroom or at home, for your students or children. These resources will allow them to practice their money management skills and much more, no matter what grade level they are in.
Lesson Plans
Lesson Plans
Pre-K – Grade 2: These activities for the very young include simple but important lessons like recognizing different coins and understanding what they’re worth
Grades 3 – 6: As children get older, they can start to learn about more complex financial topics like saving money, comparison shopping and managing their allowance.
Grades 7-8: Junior high school students can prepare for the real world with these activities. Lessons include making financial decisions and credit card basics.
Grades 9-12: High schoolers learn about relevant financial skills like managing salary, buying a car and avoiding debt.
College: After learning financial basics, college students build on their skills with lessons like managing credit cards, living on their own and budgeting for school.
Special Needs: These important financial lessons are for special needs students. Educators can customize lesson plans to best fit their students’ needs and learning styles
Free Worksheets
Free Worksheets:
Spending Tracker: This printable sheet will help your child keep track of their spending.
Savings Tracker: This printable sheet will help your child start their savings goals.
Coins for Money – Download this free worksheet for your students to learn how to recognize and count money $1 and under.
Money Booklets – Download these free printout booklets to introduce and review coins with your students.
The Piggy Bank Primer: Saving and Budgeting – For grades 3-5, through a story and activities, the student book introduces students to economic concepts such as saving, spending, budgeting, wants, goods, services, and opportunity cost. A Teacher Guide is also available.
Writing Checks – Use these check print outs to teach your students how to write a check.
Balancing a Checkbook – Many high school students will soon start working their first jobs, so it is important for them to learn the difference between gross and net pay. They are learning to drive and preparing for college as they move closer to independence. It is a good time for them to practice budgeting successfully with take-home pay through classroom activities that can be reinforced at home.
Making a Budget – Information provided on topics such as: What is a budget? Why do I want a budget? How do I start a budget? How do I make a budget? How do I use a budget?
How to Read a Credit Report – Teach your students what a credit score is and how they can make sure that theirs is a good one.
Games
Games:
Bank It! – Use this game to teach your students how to add and how probability works.
Peter Pig’s Money Counter – In this interactive game, kids practice identifying, counting and saving money while learning fun facts about U.S. currency.
World of Cents – Match coins to earn money, then decide how to spend it building a magical world
Hit the Road – A financial adventure game
Financial Football – Give your brain a Financial Football workout — play the NFL-themed video game developed by Visa.
Financial Soccer – Put your financial skills to the test with Visa’s World Cup-themed Financial Soccer, a multiple choice question video game. Are you ready to play?
Disclosure:
$25 Bonus: Must open a New Student Checking or a New Sandy Savers account between April 1, 2025-April 30, 2025 with an initial $25 deposit to receive a $25 bonus. Must be deposited by the last day of the promotional period and use promo code YOUTHMONTH to qualify. This offer is available only for the first 200 new youth accounts, while supplies last. Child must meet GCEFCU eligibility requirements and be 17 years old or younger as of April 30, 2025. Parent/or Guardian must be joint on the account. GCEFCU reserves the right to cancel this promotion at any time for any reason.
Free Gift When They Open Their Account: Must open a new youth account in branch to receive a new sandy savers prize.