TRUSTED BY SCHOOL EMPLOYEES SINCE 1948
Gulf Coast Educators FCU is a credit union for teachers and school employees in the state of Texas. Here you will find all the same products and services of a big bank, designed specifically for school employees. Check out some of our most popular products below.
✔ Texas Educators Rewards Credit Card – Available to all school employees in Texas who qualify. Earn rewards by shopping at all your favorite places. Learn More.
✔ Educator Mortgage – School Employees can finance a new home up to 103%, with no down payment or PMI required. Learn More.
✔ Auto Loan Discounts – Get up to 0.75% off your APR* when you finance or refinance your car loan. Learn More.
✔ Dollar Up Account – Link your GCEFCU debit card to a Dollar Up Savings Account, and have the extra change from your transactions automatically transferred to a savings account. Learn More.
✔ Mobile App – Get 24/7 access to your funds using our top rated mobile app. Learn More.
Open Your Account Online
Get started today by opening your account online. There is no cost to join, we only ask that you keep $1 in your savings account.
The Credit Union for Texas Educators
THE CREDIT UNION FOR TEACHERS & SCHOOL EMPLOYEES
As an educator, you’re all about helping students learn and grow to live the best lives they can. As a credit union that was formed exclusively for educators, Gulf Coast Educators FCU is all about helping YOU improve your financial life. We understand your needs, your goals, and your career as an educator.
Educating the youth of Texas is what you do. Educating you about how to bank better is what we do. Browse some of our products and services below to learn more.
Who Can Join
THREE WAYS TO BECOME A MEMBER
To become a member of Gulf Coast Educators FCU, you must fall within our field of membership.
1. School District Employee
Employees who work regularly in the Educational Industry in the state of Texas, meaning they work for:
- an elementary school, secondary school, or post-secondary school;
- a county superintendent of schools office;
- an authorized education foundation; or
- a school board, either as employees or trustees.
Those who have retired as pensioners or annuitants from above employment are also eligible.
2. GCEFCU Employee
Employees of Gulf Coast Educators Federal Credit Union are eligible for membership.
3. Family Members
Immediate families or households that fall within the chart below are eligible for membership, as well as spouses of those who have died while within the field of membership of this credit union.
How to Join
BECOMING A GCEFCU MEMBER
Becoming a member of Gulf Coast Educators FCU is easy! In fact, you can even open your account right here online.
Step 1:
Open your account with Gulf Coast Educators Federal Credit Union online or at any one of our locations. You will need to bring:
- Pictured drivers license or state identification card
- Your name as it appears on your Social Security Card
- Proof of employment (one of the following)
- Contract
- Pay Stub
- Letter from your Personnel Office
Step 2:
Switch direct deposits and automatic deposits with our Switch Kit, or by contacting your employer for the corresponding forms.
Step 3:
Change automatic payments and withdrawals using the Change Automatic Withdrawal form.
Step 4:
Close all other savings, checking & bill payment accounts using the Close Account form.
For additional details or help switching your accounts to Gulf Coast Educators Federal Credit Union just ask us! We’ll be glad to help. Please visit any branch office or call 281.487.9333 or 1.800.683.3863.
Banking On The Go
BANK ONLINE – NOT IN LINE.
As a credit union for teachers, we know your time is valuable. Don’t waste it by rushing to the bank before or after work. Experience the convenience of banking with the people who know you best. Gulf Coast Educators FCU gives you 24/7 access to your money all online and through our mobile app.
Download our FREE Mobile App from the App Store or Google Play for your mobile device. You can also text “Apple” or “Android” to 281-843-8611 to have the download link sent straight to your phone.
Disclosures
DISCLOSURES
Texas Educators Rewards Credit Card is only available to school employees within the state of Texas. Credit qualifications apply.
*APR = Annual Percentage Rate. Actual rates may vary based upon credit qualifications and are subject to change without prior notification. Maximum discount is 0.75% for auto, boat, motorcycle, and RV loans, and 0.50% for personal loans.