Routing Number

The credit union’s routing number, also known as the ABA number, is 313087286. Select the reason you need the routing number.

Direct Deposit

Switching your direct deposit from one financial institution to us has never been easier. Follow the simple steps below to get started.

Fill out the form below to receive a certified letter from us with your account and routing number. This is the information your payroll department will need in order to set up your direct deposit.
Complete your employer’s direct deposit form. You will need to contact your employer’s HR department to receive the form. Attach this form and the certified letter you received from us and send to your employer’s HR department. They will take care of it from there!
Review the Automatic Withdrawal Checklist to ensure that all of your automatic debits and bills are transferred over to your new account.
Once your direct deposit and all your automatic debits have been successfully moved over, you can close your old account at your previous financial institution.

Direct Deposit Authorization Request

Automatic Withdrawal Checklist

To move your automatic payments and debits to your new GCEFCU checking account, most companies allow you to change your debit information through online access. You will need to provide the companies with your checking account number and the credit union’s routing number, which is 313087286.

You may also cancel your existing automatic payments and set them up through your free GCEFCU Bill Pay account through online banking. To ensure that you transition all of your existing accounts, you can use the checklist below to compare with your previous account’s statements of withdrawals.

Checklist

Mortgage/Rent
Electric Company
Gas Company
Water Company
Cable, Internet, & Phone Service
Auto, Home, & Health Insurance
Gym Membership
Any Loans (Student Loans, Vehicle Loans, Personal Loans, Credit Cards)
Monthly Subscriptions (Amazon Prime, Netflix, Hulu, SiriusXM, Spotify, etc.)
Misc. Items (Apple Wallet, Paypal, Information Stored Within Mobile Apps, etc.)

Printable Automatic Withdrawal Checklist & Bill Pay Information

Closing Your Previous Checking Account

Once your reoccurring debits and direct deposit have been moved from your old checking account at your previous financial institution, you may request to close your account. Each institution has different procedures for closing accounts, but you may fill out the form at the link below and send to your previous institution to request to close your account.

Account Closure Form

Wire Transfer

Wire Transfer Instructions

For fees associated with outgoing Wire Transfers, please click here.

Incoming Wire Transfer Instructions

Wire Funds To Gulf Coast Educators FCU, 5953 Fairmont Pkwy, Pasadena, TX 77505 ABA # 313087286
Member Name and Account #

Wires sent from foreign countries will have to be sent via the foreign financial institution’s correspondent bank here in the US. We do not have an IBAN.

Outgoing Wire Transfer Instructions

To initiate an outgoing domestic wire transfer, you can call the credit union or come into one of our branches.

You will need the following required information*:

For domestic wire transfers:

Receiving Financial Institution’s routing (ABA) number & full name
Your account/member number and updated address
The Beneficiary’s (recipient) full name and address

For international wire transfers:

Foreign Bank’s name, address including city and country
The Foreign Bank’s SWIFT/BIC code
Your account/member number and updated address
The Beneficiary’s (recipient) full name and address including country and account number at the foreign bank
The corresponding US bank of the Beneficiary’s (recipient) foreign bank

*Additional information may be required.

Cut off times

International Wires: 11:00 AM

Closing Your Previous Checking Account

Account Closure Form