Current Specials & Promotions
Limited Time Promotions
Winter Car Sale
Gift a College Saver CD
Fee Free Visa Gift Cards
Refer A Friend. Get $50.
0% APR* for 6 Months
Season of Surprises Sweepstakes
Smart Start Checking
Scholarships
Annual Meeting
Ongoing Promotions
Skip-A-Pay
Take a break from making loan payments and get some extra cash by skipping your loan payment(s) for one month. Simply log into online banking, submit a Skip-A-Pay request, and we will advance the current due date on your loan by one month for $25 per loan, giving you plenty of extra cash. Click learn more for full details and qualifications.
No Payments for 90 Days
When you finance your new or used vehicle with GCEFCU, you won’t have to make your first car payment for 90 days. Love your car but not your payment? That’s ok – If you financed your last vehicle at another lender, it’s not too late to change your mind and refinance with Gulf Coast Educators FCU for less. Plus, you can defer making your first payment on your refinanced loan for 30, 60, or 90 days. Click learn more for full details and qualifications.
Loan Discounts
When you finance your auto loan with GCEFCU, you may qualify for additional loan rate discounts. Click learn more for full details and qualifications.
Texas Educators Rewards Credit Card
The Texas Educators Rewards Credit Card is available to all school employees in Texas. Enjoy a lower interest rate and earn rewards as you shop.
Educator Mortgage
If you are a teacher or school employee looking to buy a home, you are in luck. With a Gulf Coast Educators FCU Teacher Mortgage, you can finance your new home up to 103%, with no down payment or PMI required. Click learn more for full details and qualifications.
New CD Updates
We’re excited to announce new updates to our Term Share Certificates! Now, you can open a CD with a minimum deposit of just $100 and enjoy the flexibility to add more funds at any time. Start saving today with this convenient, accessible way to grow your earnings! Click for full details.
More Special Perks
Insurance Services
Get a free quote online to lower your insurance with Gulf Coast Educators Insurance Services, LLC. Get a quote for auto, homeowners, renters, boat, motorcycle, umbrella, and more.
Investment Services
Schedule a no-obligation appointment to meet with your advisor and gain valuable information on financial planning topics. Click to learn more.
Free Credit Report
Our credit monitoring tool, SavvyMoney, is available within online banking. It breaks down and grades each section of your report on payment history, credit usage, total balances, credit age, and recent credit. SavvyMoney tells you why your grade is what it is and how to improve it to increase your score.
VISA Offers & Perks
Enjoy discounts from VISA when you use your GCEFCU debit card at participating retailers.
Discount Tickets
One of the many perks to being a GCEFCU member is that you get access to discounted tickets to local theme parks, museums, and events. To access the discount ticket page, click learn more.
VISA Purchase Alerts
Set up alerts on your Visa debit and credit card transactions and get near real-time transaction notifications to help you identify possible fraudulent activities.