Season of Surprises Sweepstakes

Sleigh the Holidays with $250

Surprise yourself this holiday season by entering for a chance to win $250! This November and December, use your GCEFCU debit card for any in-store or online purchase—whether it’s utility bills, holiday gifts, groceries, or more. Every transaction of $5.00 or more counts as an entry. Winners will be randomly selected on November 8th, 15th, 22nd, and 29th, and on December 6th, 13th, and 20th, 2024. Good luck!

The rules:

 Must use your GCEFCU Debit card for a minimum of $5.00 per transaction

 Each in-store or online transaction is an entry.

 Each week is a new chance to win! Use your debit card as many times as you like!

 Must be a member in good standing to be eligible to win

Don’t miss the chance to win big! Sweepstakes Ends December 20th, 2024.

GCEFCU Debit Card Features & Perks

Set Up Your Mobile Wallet

With your mobile wallet, you can pay for purchases online and in person, straight from your phone. First, you must add your debit or credit card to your mobile wallet app. Which app you use will depend on which phone device you currently have. Select the type of mobile device you will be using below for step by step instructions.

Apple Pay

Visa + Apple Pay. Pay confidently with Visa. Now you can enjoy all the benefits of your Gulf Coast Educators FCU Visa® debit or credit card using Apple Pay. Set up is simple. Click the Learn More button to learn how to add your card to your iPhone,® Apple Watch, or iPad.®

 

Google Pay

Tap to pay with Visa via Google Pay. Using your Gulf Coast Educators FCU Visa® debit or credit card via Google Pay is quick and easy. Just add your card to Google Pay and look for the Contactless Symbol at checkout.

Samsung Pay

Turn Your Phone Into A Wallet. Samsung Pay makes transactions easy. Simply download the app, secure with authentication (either your fingerprint or passcode) and hover over the card reader to pay.

PayPal

Make it Visa when you pay with PayPal. Make your Gulf Coast Educators FCU Visa debit or credit card your preferred way to pay when you check out with PayPal. It’s a quick and easy way to enjoy the benefits of your card on your PayPal online purchases.

Learn more about your Visa® Debit Card

Having a Visa Debit Card comes with many perks! Use it at over 24 million locations worldwide. Find fee free ATMs wherever you might be, use it to help you save with our Dollar Up Savings account and more! Click below to learn more.

The Easy Way to Spend & Save


Here’s how it works: Every time you make a purchase using your Gulf Coast Educators debit card, your transaction amount will be rounded up to the next dollar, and the difference will be put into your new Dollar Up Savings account. That savings grows without any effort on your part at all, and at 2.99% APY*! Then at the end of the quarter, we’ll deposit the money into your primary savings to spend or save however you’d like. Think of it as your virtual change jar!
dollar up example for teacher debit card

Example: If you spend $3.50 on coffee, $8.13 on lunch, and $56.26 on gas during one day, at the end of the day $2.11 will be transferred from your checking account to your dollar up account.

If you spent that same amount every day, you could grow your savings to more than $60 in one month, and almost $200 in one quarter! Grow your pennies into dollars, and then into hundreds of dollars. All while earning 2.99% APY* on your savings.

Get started today and open your Dollar Up Savings account by filling out the form below.

Open Dollar Up Savings Account

  • By submitting this form, I am authorizing the credit union to open a Dollar Up Savings account under my existing member number (account number). If I don't currently have a GCEFCU checking account, one will be opened for me with this account. I further agree that I have read and agree to the terms of the chosen account types. I understand that there may be fees and regulations associated with each type of account, and hereby authorize the credit union to charge those fees.

Disclosures

*APY = Annual Percentage Yield. APY is accurate as of 04/01/20.
Minimum balance of $5 on Dollar Up Savings account to begin earning 2.99% APY. No outside deposits may be made to the Dollar Up Savings account. Total sum of remaining cents for each debit card transaction will be automatically deposited into Dollar Up Savings account at the end of each day. Funds must be available in the checking account to complete transfer. Funds will be deposited into the member’s primary savings account the first day of every quarter.

Rates & Disclosures

Custom VISA® Debit Cards

Customize your VISA® debit card with almost any digital image, like a picture of your great vacation, to show off to your family and friends. Best of all, it works just like a normal Gulf Coast Educators VISA® Debit Card so you can use it at your favorite restaurant, department store, grocery store, gas station or any other place that accepts VISA®. Click here to start customizing your card today.

custom_visa_cards

VISA Purchase Alerts

Set up alerts on your VISA debit and credit card transactions and get near real-time transaction notifications to help you identify possible fraudulent activities. You can also set up card controls to temporarily lock lost or missing cards, decline online transactions, and decline international transactions.

Disclosures

Eligible members who use their GCEFCU debit card with a minimum of a $5 transaction for in-store or online purchases are automatically entered in the Season of Surprises sweepstakes. The winner will receive $250 which will be deposited into the winners savings account within 7 business days of drawing date. Must be a member in good standing to be eligible to win. Good standing is defined as a member who’s loans are up to date, and account balance must be within courtesy pay limit. One winner will be randomly selected on November 8th, 15th, 22nd, and 29th. December 6th, 13th, and 20th, 2024. Click here to view full rules and qualifications.